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Insurance Information

Insurance Information

Summary of Insurance Cover For Information Only

Cover operates in respect of UK based clubs as arranged by the Associations Insurance Broker, R F Ponsford Insurance (01275 840 400)

Public & Products Liability (UK Jurisdiction) – Aegas Insurance

  • Public Liability cover exists to provide an Indemnity for Legal Liability to members of the public following accidental injury or damage to material property. Cover is limited to £5m per claim.
  • Product Liability is limited to £5m in any one period of insurance and operates in respect of Liability following accidental injury or damage to material property caused by supply of Products.
  • Insurance is aimed at covering the association as a “Ladies Social Organisation”. It is not the intention to include hazardous fund raising or activities which should be referred to R F Ponsford Insurance (www.ponsfordinsurance.co.uk) for specific consideration.
  • A £500 excess applies in respect of loss or damage to property and the policy cover extends to include member to member liability.

All Risks Club Property – including President’s Regalia & Chairman’s Chains – Aegas Insurance

  • President’s regalia & chairman’s Chains ( Worldwide) Total Value £6,000.
  • Insurance cover is provided within the Great Britain only in respect of miscellaneous (individual) club property up to a total value of £150,000 but restricted to a maximum of £2,100 per item.
  • All risks insurance cover is subject to a £500 deductible. Terrorism is excluded and Goods Posted or by courier or other commercial carrier is not requested or granted nor Money risks.
  • Insurance does not cover loss or damage by theft from any unattended motor vehicle unless the property is kept within a securely locked boot of a vehicle or the vehicle is in a securely locked garage.

Please note that the above is merely the briefest synopsis of the policy wording and not intended to be a substitute for the document issued by insurers which is lodged with the association’s Treasurer. 

Insurance Letter

Tangent Clubs Schedule 2016